Big changes are coming to the Motability Scheme in July 2026, and this time the focus is on something many drivers don’t think about until it’s urgent – tyres. While tyre replacement will still be included in lease agreements, new limits and “fair use” rules could change how drivers manage their vehicles.
So what exactly is changing, and how might it affect you? Let’s break it down in simple terms.
The Motability Scheme allows eligible individuals to exchange their mobility benefits for a leased vehicle. One of its biggest advantages has always been the all-in-one package – covering servicing, insurance, breakdown assistance, and tyre replacement.
From July 1, 2026, that package is being adjusted. Tyres are still covered, but there are now stricter guidelines on how many you can replace.
Changes
The new tyre policy applies only to customers who begin a lease on or after July 1, 2026. Existing users will continue under their current terms.
The key update? A cap on tyre replacements based on lease length.
Limits
Here’s a clear breakdown of the new tyre replacement limits:
| Lease Type | Total Tyres Allowed | Damage-Related Replacements |
|---|---|---|
| 3-year lease | 6 tyres | Up to 4 |
| 5-year lease | 10 tyres | Up to 6 |
This means you can still replace tyres due to wear and tear or damage, but only within these limits.
Usage
The scheme now uses a “fair use” approach. But what does that really mean?
In simple terms, it’s based on typical driving patterns. Data shows that most users replace two tyres or fewer over a three-year lease. So the new limits are designed to cover the majority of drivers without issue.
However, if you drive more frequently or in harsher conditions, you might reach those limits sooner.
Lifespan
How long should tyres last? According to the RAC:
- Front tyres – around 20,000 miles
- Rear tyres – up to 40,000 miles
This varies depending on driving habits, road conditions, and vehicle type. Smooth driving and regular checks can extend tyre life significantly.
Mileage
Tyre changes are being introduced alongside new mileage rules. These go hand in hand.
- Annual average limit – 10,000 miles
- 3-year lease total – 30,000 miles
- 5-year lease total – 50,000 miles
If you exceed these limits, you’ll be charged 25 pence per mile, including VAT.
Here’s a quick view:
| Lease Duration | Mileage Allowance | Excess Charge |
|---|---|---|
| 3 years | 30,000 miles | 25p per mile |
| 5 years | 50,000 miles | 25p per mile |
Costs
Why are these changes happening? Rising costs are a major factor.
From July 2026:
- VAT will apply to leases
- Insurance Premium Tax will increase costs
To keep the scheme sustainable, Motability is adjusting multiple areas, including tyres and mileage.
The goal is to balance affordability while maintaining long-term support.
Impact
For many users, these changes may not have a major effect. If your driving habits fall within average ranges, you’re unlikely to hit tyre limits.
But for high-mileage drivers or those needing frequent replacements due to terrain or accessibility needs, the changes could mean extra planning or potential costs.
It also puts more responsibility on drivers to monitor tyre wear and usage.
Support
Motability has said it will continue to support users by:
- Notifying customers as they approach tyre limits
- Explaining any potential costs in advance
- Focusing on keeping drivers mobile
The scheme emphasizes transparency, so you won’t face unexpected charges without warning.
Future
According to Motability’s leadership, these changes are about long-term sustainability. The aim is to ensure the scheme continues to support users for years to come, even as costs rise and policies evolve.
Still, for some drivers, the updates may feel restrictive, especially when combined with other changes introduced this year.
From July 1, 2026, new Motability leases will include limits on tyre replacements under a fair use policy. While most users are unlikely to be affected, those with higher mileage or specific mobility needs may need to plan more carefully. Combined with new mileage caps and rising costs, these changes reflect a broader effort to keep the scheme sustainable while continuing to provide essential mobility support.
