Several major UK banks have confirmed further branch closures scheduled for 2026. Lloyds Bank, Halifax and NatWest have each outlined plans affecting locations across England, Wales and Northern Ireland.
Banks say the changes reflect shifting customer behaviour, with more people using mobile apps and online banking. However, the reductions continue a long-term trend of shrinking high street banking networks.
Below is a detailed breakdown of the confirmed closures and what customers can expect.
Lloyds
Lloyds Bank has announced it will close 95 additional branches between May 2026 and March 2027. After these changes, the bank expects to operate 610 branches across the UK.
A spokesperson said customers increasingly want flexibility, including access to digital banking, 24/7 messaging services and community banking options. Lloyds also highlighted access to PayPoint services and shared support across Lloyds, Halifax and Bank of Scotland branches.
Closures
The following Lloyds branches are scheduled to close in 2026:
| Location | Closure Date |
|---|---|
| Mitcham | January 8, 2026 |
| Totnes | January 8, 2026 |
| Gillingham Dorset | January 8, 2026 |
| Ammanford | January 12, 2026 |
| Bideford | January 13, 2026 |
| Fleet | January 13, 2026 |
| Chester-le-Street | January 14, 2026 |
| Ivybridge | January 14, 2026 |
| New Addington | January 14, 2026 |
| Alfreton | January 19, 2026 |
| Havant | January 19, 2026 |
| Lewes | January 19, 2026 |
| Swadlincote | January 20, 2026 |
| Hedge End | January 21, 2026 |
| Penzance | January 21, 2026 |
| Petersfield | January 21, 2026 |
| Hedon | January 28, 2026 |
| Thornbury Avon | February 26, 2026 |
| Peterlee Yoden Way | March 3, 2026 |
| Hucknall | March 4, 2026 |
| Liverpool Breck Rd | March 4, 2026 |
| Brigg | March 5, 2026 |
| Caterham | March 5, 2026 |
| Glossop | March 9, 2026 |
| Tunstall | March 9, 2026 |
| Houghton le Spring | March 10, 2026 |
| Manchester Moston | March 11, 2026 |
| Seaton | March 11, 2026 |
| Sleaford | March 12, 2026 |
| Wymondham | March 12, 2026 |
| Ebbw Vale | March 15, 2026 |
| Okehampton | March 25, 2026 |
| Cardiff Victoria Park | June 3, 2026 |
| Llangefni | June 16, 2026 |
| Aberdare | June 23, 2026 |
| Swansea Enterprise Park | July 2, 2026 |
| Camborne | October 7, 2026 |
| Chepstow | October 7, 2026 |
| Ryde | October 7, 2026 |
| Birmingham Harborne | October 8, 2026 |
| Deal | October 8, 2026 |
| Totton | October 10, 2026 |
| Gorseinon | October 12, 2026 |
| Stamford | October 13, 2026 |
| Stoke-on-Trent | October 30, 2026 |
Further closures are expected into early 2027 as part of the broader 95-branch reduction plan.
Halifax
Halifax, which is owned by Lloyds Banking Group, has also confirmed multiple closures across 2026.
The bank stated it assesses the impact on customers before making changes and may introduce Community Bankers, Banking Hubs or Deposit Services in affected areas. Halifax said it is following Financial Conduct Authority guidance on branch and ATM closures.
It also highlighted co-servicing arrangements, allowing customers to manage accounts across Halifax, Lloyds and Bank of Scotland through shared systems.
Closures
Halifax branches scheduled to close in 2026 include:
- Middleton
- Havant
- London Wandsworth
- Yeovil
- Seaford
- Deal
- Hastings
- Skipton
- Horsforth
- Thetford
- Belfast Castle Court
- Kendal
- Gillingham
- Birmingham Bearwood
- Peterlee
- Nelson
- Camborne
- Buxton
- Bridgend
- Cardiff Albany Road
- Cwmbran
Specific closure dates may vary by branch.
NatWest
NatWest has also confirmed closures across the country in 2026. This includes four branches in London and two in Manchester, along with several others nationwide.
A spokesperson said the bank continues to invest in its branch network but must adapt to changing customer demand. NatWest highlighted its mobile branches, Community Banking Hubs, Post Office partnerships and free-to-use ATM network as alternative access points.
Closures
NatWest branches listed for closure in 2026 include:
- Aldershot
- Ashford Middlesex
- Barnet
- Boston
- Brentwood
- Eastcote
- Godalming
- Grays
- Halifax
- Harlow
- Hartlepool
- Hemel Hempstead
- Herne Bay
- Hornchurch
- Hove
- Kirkby
- Lonsdale
- London Fulham Broadway
- London Spitalfields
- London Sydenham
- London Tooting
- London West End
- Loughton Old Station Road Sainsburys
- Manchester Cheetham Hill
- Manchester Chorlton
- Orpington
- Palmers Green
- Pontefract
- Sheffield Attercliffe Attercliffe Road
- South Shields
- Southall
- Waltham Cross
- Welwyn Garden City
Customers are advised to check directly with their bank for confirmation of closure dates and alternative services.
Access
Banks emphasise that most everyday transactions can now be completed online, through mobile apps or via telephone banking. In many areas, Post Offices also provide basic banking services such as cash deposits and withdrawals.
Community Banking Hubs, operated in partnership with the banking industry, are being introduced in some towns where multiple branches have closed. These hubs allow customers of different banks to access in-person services on certain days.
While digital banking continues to expand, branch closures may affect customers who rely on face-to-face services, particularly older individuals or small businesses handling cash.
Customers in affected areas may wish to review alternative banking arrangements in advance of closure dates to avoid disruption.
FAQs
How many Lloyds branches are closing?
95 branches between 2026 and 2027.
Will Lloyds still have branches?
Yes, around 610 branches remain.
Is Halifax closing branches too?
Yes, multiple closures in 2026.
Which NatWest cities are affected?
London, Manchester and others.
